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  • MLCA

What to do now that you have health insurance

1. Log into your account at https://www.healthcare.gov/, go to your existing application and choose “Report a Life Change” on the right hand side of the screen. Under “What kind of change do you want to make?,” select “Change application information” and hit the “Continue” button.

2. Select “Yes” on the next screen that asks, “Do you want to make any of the life changes below?”.

3. Click through the application without making any changes unless necessary, until you get to the eligibility determination screen.

4. Once you review your eligibility results, you will be directed to the “Enroll To-Do List” page where the “Set premium tax credit usage” option will be unlocked.

5. Select “Set” then you can adjust the amount of APTC to apply to your premium. Once the new APTC amount is set, the “Enroll To-Do List” task of “Review and Confirm” will open.

6. Make sure you proceed to the “Review and Confirm” step to complete the action so that the insurance company will receive updated enrollment information that includes the changed APTC amount.

If the amount of your tax credit is changed between the 1st and the 15th of the month, the new tax credit amount will be effective on the first day of the following month. If changes are made between the 16th and the end of the month, the new tax credit amount will be effective the month after the following month.

If you need any help with updating your account or making changes, or you have questions regarding enrollment or using your current health insurance coverage, please give us a call at the MLA. We’re here to help!

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